I have discovered that I am broke. My debt to income ratio is too high.
How did I discover this wonderful piece of information? Our furnace went out. It just will not come on any more. And even when it did work, it was inefficient and obviously on its last legs.
So we have to buy a new one. A $6000 new one.
And my dad has to co-sign. I find this depressing. I try to pretend that I am enough of a grownup to not need my parents help all the time. And truthfully, we manage most of the time. We have bought two houses on our own. We have bought vehicles on our own. We paid for the transmission on our truck when it went out. We did, however, get help when the air conditioning went out on my van. They offered, though, because they thought that it was making me sick to go without air conditioning (and it was).
So that is where I am. In my mid-thirties and still not financially independent. I hate that. Hate that.
Labels: loan, random blathering
hey, so is mine due to student loans. i'm currently $7,500 in the hole and i only make $7,400 a year. graduate students so don't get paid a living wage, but maybe one day i will have that fantastical dream others call expendable income.
I'll teach two classes each semester next year, for a grand total of 4 classes for the year. I'm supposed to get paid $3000 per class, but I heard through the grape vine that the amount is going to decrease for MA students so they can hire more part-time lecturers to do the same thing we'll be doing. It's frustrating, because I turned down a much larger financial package from U of A because I thought the money at UT would equal out in the end, but it's not going to. Oh well. I'm here now.
My mother is in her late 40s and still depends on my grandmother financially sometimes. Most recently, my grandma paid for my mother's divorce. How sad is that?