I have discovered that I am broke. My debt to income ratio is too high.
How did I discover this wonderful piece of information? Our furnace went out. It just will not come on any more. And even when it did work, it was inefficient and obviously on its last legs.
So we have to buy a new one. A $6000 new one.
And my dad has to co-sign. I find this depressing. I try to pretend that I am enough of a grownup to not need my parents help all the time. And truthfully, we manage most of the time. We have bought two houses on our own. We have bought vehicles on our own. We paid for the transmission on our truck when it went out. We did, however, get help when the air conditioning went out on my van. They offered, though, because they thought that it was making me sick to go without air conditioning (and it was).
So that is where I am. In my mid-thirties and still not financially independent. I hate that. Hate that.
Labels: loan, random blathering
My cousin asked me how I was doing today. Here was my response...
